Terms of Service

Please read these terms carefully before using our services

Last Updated: March 1, 2026

Agreement to Terms

These Terms of Service ('Terms') govern your access to and use of Lico Leverage's investment platform, mobile applications, and related services. These Terms form a binding legal agreement between you and Lico Leverage, Inc.

Please read these Terms carefully. By creating an account or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

Acceptance of Terms

By accessing and using Lico Leverage's investment platform and services ('Services'), you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these Terms of Service, please do not use our Services.

These Terms constitute a legally binding agreement between you and Lico Leverage, Inc. ('Company', 'we', 'us', or 'our'). Your continued use of the Services constitutes your acceptance of any changes to these Terms.

Eligibility

You must be at least 18 years old and have the legal capacity to enter into contracts in your jurisdiction to use our Services. By using our Services, you represent and warrant that you meet these eligibility requirements.

You must be a resident of a jurisdiction where our Services are legally available. We reserve the right to restrict access to our Services in certain jurisdictions or to certain individuals at our sole discretion.

You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

Account Registration and Security

To access certain features of our Services, you must register for an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

You agree to immediately notify us of any unauthorized use of your account or any other breach of security. We will not be liable for any loss or damage arising from your failure to comply with this security obligation.

You may not share, sell, or transfer your account to another person without our prior written consent. Each account is for individual use only.

Investment-Specific Terms

Important information about investing through our platform

Investment Risks

All investments involve risk, including the possible loss of principal. Past performance does not guarantee future results. You are solely responsible for determining whether any investment strategy is appropriate for you based on your investment objectives, financial situation, and risk tolerance.

Not Financial Advice

Information provided through our Services is for informational purposes only and should not be considered financial, investment, tax, or legal advice. We recommend consulting with qualified professionals before making investment decisions.

Portfolio Management

We provide automated portfolio management services based on your selected investment strategy and risk profile. We reserve the right to rebalance, adjust, or modify your portfolio as necessary to maintain alignment with your chosen strategy.

Fees and Charges

You agree to pay all applicable fees as described in our fee schedule. Fees are subject to change with 30 days' notice. We reserve the right to deduct fees directly from your investment account.

Prohibited Activities

You agree not to engage in any of the following prohibited activities:

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Using the Services for any illegal purpose or in violation of any laws

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Attempting to gain unauthorized access to our systems or other users' accounts

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Engaging in fraudulent activities or money laundering

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Manipulating or interfering with the proper functioning of the Services

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Impersonating any person or entity or misrepresenting your affiliation

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Transmitting viruses, malware, or other harmful code

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Harvesting or collecting information about other users without consent

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Using automated systems or bots to access the Services

Disclaimers and Limitation of Liability

Important limitations on our liability and warranties

Service Availability

We strive to provide uninterrupted access to our Services but do not guarantee that the Services will be available at all times. We may suspend or discontinue Services temporarily for maintenance, upgrades, or other reasons.

No Warranty

The Services are provided 'as is' and 'as available' without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment losses, arising from your use of the Services.

Indemnification

You agree to indemnify and hold harmless Lico Leverage, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising from your use of the Services or violation of these Terms.

Intellectual Property

All content, features, and functionality of our Services, including but not limited to text, graphics, logos, icons, images, software, and source code, are the exclusive property of Lico Leverage and are protected by copyright, trademark, and other intellectual property laws.

You may not copy, modify, distribute, sell, or lease any part of our Services without our prior written permission. Unauthorized use may result in termination of your account and legal action.

Termination

We may terminate or suspend your account and access to our Services immediately, without prior notice or liability, for any reason, including without limitation if you breach these Terms.

Upon termination, your right to use the Services will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.

Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

Any disputes arising from these Terms or your use of our Services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except that either party may seek injunctive relief in court.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page and updating the 'Last Updated' date.

Your continued use of the Services after any changes to these Terms constitutes your acceptance of the new Terms. If you do not agree to the modified Terms, you must stop using our Services.

Contact Information

If you have any questions about these Terms, please contact us:

Email: legal@licoleverage.com

Phone: 1-800-LICO-INV

Address: 123 Finance Street, New York, NY 10001

Acknowledgment

By using our Services, you acknowledge that you have read these Terms of Service and agree to be bound by them. If you do not agree to these Terms, please do not use our Services. These Terms constitute the entire agreement between you and Lico Leverage regarding the use of our Services.

Questions About Our Terms?

Our team is here to help clarify any questions you may have