Information We Collect
Personal Information
We collect information you provide directly to us when you create an account, including your name, email address, phone number, date of birth, Social Security number, and financial information necessary for investment services.
Automatically Collected Information
We automatically collect certain information when you use our services, including device information, IP address, browser type, operating system, usage patterns, and location data.
Financial Information
We collect information about your investment transactions, account balances, portfolio holdings, and trading activity to provide and improve our services.
How We Use Your Information
Service Delivery
We use your information to provide, maintain, and improve our investment platform, process transactions, and deliver customer support.
Security and Fraud Prevention
We use your information to verify your identity, detect and prevent fraud, secure your account, and comply with legal requirements.
Communication
We use your contact information to send you important updates about your account, transactions, service changes, and promotional offers (which you can opt out of).
Product Improvement
We analyze usage patterns and feedback to enhance our services, develop new features, and personalize your experience.
Information Sharing and Disclosure
Service Providers
We share information with third-party service providers who perform services on our behalf, including payment processors, identity verification services, and customer support platforms. These providers are contractually obligated to protect your information.
Legal Requirements
We may disclose your information when required by law, subpoena, or other legal process, or when we believe disclosure is necessary to protect our rights, your safety, or the safety of others.
Business Transfers
In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity, subject to the same privacy protections.
With Your Consent
We may share your information with third parties when you explicitly consent to such sharing.
Data Security
Encryption
We use industry-standard 256-bit SSL encryption to protect data in transit and AES-256 encryption for data at rest. All sensitive information is encrypted before storage.
Access Controls
We implement strict access controls and authentication measures. Only authorized personnel with a legitimate business need can access your personal information.
Security Monitoring
We continuously monitor our systems for potential security threats and employ advanced intrusion detection and prevention systems.
Regular Audits
Our security practices and infrastructure undergo regular third-party audits and compliance assessments.
Access and Portability
You have the right to access your personal information and receive a copy of your data in a portable format.
Correction
You can update or correct your personal information through your account settings or by contacting support.
Deletion
You may request deletion of your personal information, subject to legal and contractual obligations.
Opt-Out
You can opt out of marketing communications at any time while still receiving essential account notifications.
Data Processing Objection
You have the right to object to certain types of data processing, such as direct marketing.
Complaint
You have the right to file a complaint with relevant data protection authorities.
Cookies and Tracking Technologies
We use cookies and similar tracking technologies to track activity on our platform and hold certain information. Cookies are files with a small amount of data that may include an anonymous unique identifier.
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our service.
Data Retention
We retain your personal information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. When we no longer need your information, we securely delete or anonymize it.
Even after account closure, we may retain certain information as required by law or for legitimate business purposes, such as fraud prevention and financial record-keeping requirements.
Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you become aware that a child has provided us with personal information, please contact us immediately.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
Contact Us
If you have any questions about this Privacy Policy or our privacy practices, please contact us:
Email: privacy@licoleverage.com
Phone: 1-800-LICO-INV
Address: 123 Finance Street, New York, NY 10001